College Park, MD Home InsuranceHome insurance in College Park, MD
Parts of College Park are in mapped flood zones, and flooding isn't covered by a standard policy. Here's what to check.
Flood risk in College Park
Flooding is not covered by a standard homeowners policy anywhere in the country — it is a separate policy. Whether you are required to carry it depends on the zone your address falls in.
FEMA's current mapping for the College Park area shows Zone AE, Zone A, Zone AH alongside Zone X, which is the lower-risk designation.
PRINCE GEORGE'S COUNTY * is in FEMA's Community Rating System at Class 5, which earns residents 25% off flood insurance in the high-risk zones, through the county. Most homeowners have never heard of this and it applies automatically.
Source: FEMA National Flood Hazard Layer; NFIP community 245208.